Property FAQs

Start with homes you would actually live in, at a total price you can fund. Compare usable space, remaining lease, condition, renovation costs and when you can move in. I would also look at recent transactions for similar homes, rather than compare only the advertised price per square foot.

URA: private residential transactions

HDB requires you and your spouse to fulfil the flat’s Minimum Occupation Period before acquiring private residential property. Whether you can retain the flat after buying also depends on the applicable ownership rules. Check your household’s position with HDB, and work through financing and stamp duty before signing.

HDB: acquiring private property · IRAS: Additional Buyer’s Stamp Duty

Buyer’s Stamp Duty is calculated using the higher of the purchase price and market value. Additional Buyer’s Stamp Duty depends on your buyer profile and residential property holdings, with specific conditions for any relief or remission. I would confirm the calculation for the actual buyers and property before treating the purchase budget as settled.

IRAS: Buyer’s Stamp Duty · IRAS: Additional Buyer’s Stamp Duty

No. Admission follows the school’s applicable registration rules, and distance priority is not the same across every school or scheme. Check the current MOE framework and the official home-school distance before making a move for school reasons. The school section here is a curated browsing selection, not an official ranking.

MOE: current P1 registration framework · MOE: home-school distance

First deduct the outstanding loan, required CPF refund and selling costs. Then separate the cash from the CPF funds and check when each becomes available. The headline selling price is not the amount you can spend on the next purchase. Your CPF refund and the way it is allocated depend on your own CPF position.

CPF Board: refunds when selling a property

I start with recent transactions for comparable homes, then look at the alternatives buyers can choose from today. Floor, facing, size, condition and timing matter. Once viewings start, we review the actual enquiries, feedback and offers to see whether the asking price is working.

URA: private residential transactions

No. Commission is negotiable. Agree on the amount or rate, the work covered, when payment is due and whether GST applies before the agent starts work. Put the agreed terms in the estate agency agreement so both sides are clear.

CEA: engaging an agent and agreeing commission

I would map both sequences before choosing. We need to know when your sale proceeds are available, what you can fund before completion and where you will stay if the dates do not line up. Your HDB eligibility, financing and stamp-duty position can change which sequence is practical.

HDB: acquiring private property · IRAS: Additional Buyer’s Stamp Duty

They are dated public-portal snapshots checked on 2 October 2026. We will check the latest developer stock and confirm the specific unit’s availability before making a decision.

Use it as an initial planning reference. The year shown is the portal’s recorded estimate. Check the developer’s current timetable and the contractual completion provisions with your lawyer before committing to a sale, tenancy or moving date.

Treat them as part of the original discussion. I keep the recording’s context visible because launch prices, availability and policy can change. Use the current project details and official sources when you work out today’s decision.

Your current housing situation, the areas you are considering, a rough budget and the timing you have in mind are enough to start. If you are selling, share the property type and what you hope to do next. You do not need a finished shortlist.